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Oklahoma Insurance Disputes Lawyers

Insurance Disputes Attorneys serving Oklahoma City, Midwest City and cities throughout Oklahoma

If you live in Oklahoma, your insurance company owes you a duty to deal with you fairly.

When your insurance company treats you badly they are acting in Bad Faith. You don't have to just take it.

If you, or a family member, have been improperly represented by your own insurance company, we can help.

When you have a loss, your insurance company will try to pay you as little as possible if you let them. But is that what they promised you when they sold you the policy.

Oklahoma Insurance Bad Faith Lawyers

Most of us have insurance of all kinds. We buy car insurance, home owners insurance, life insurance, health insurance or disability insurance to name a few. You buy insurance coverage to protect you and your family from harm but when you need it will the insurance company be there like it promised when you paid your premiums.

The law requires that the insurance company act in good faith toward its insured. It has the duty of good faith and fair dealing. But when an insurance company breaches that duty and acts inbad faith you have the right to take action to persuade them to act fairly.

An insurance company can be acting in bad faith if it does any of the following:

  • Denies the payment of valid claims
  • Unreasonably delays payment
  • Fails to properly investigate a claim
  • Knowingly under pays a claim
  • Fails to defend a claim made against its insured

Claims for bad faith can only be brought against your own insurance company. These are called first party claims. Bad faith does not apply to the other parties insurance company when you have been injured or damaged by someone else. Bad faith can apply to your own uninsured / underinsured coverage when injured in a motor vehicle accident that was someone else's fault who was either uninsured or underinsured.

When an insurance company acts in bad faith the insured can sue not only for the fair amount of the claim but also for additional consequential damages that the bad faith caused its insured. Additionally if the bad faith of the insurance company was intentional or done maliciously then the insured can seek punitive damages.


Insurance Disputes Law Library Entry for Wednesday July 26, 2017

Seatbelts and Car Accidents

Car accidents have the potential to cause serious injury or death. There are many potential sources of injury, such as impacting surfaces in the car’s interior, being crushed by the crumpling car, or being thrown from the vehicle. To attempt to reduce the risk of injury, cars employ many types of safety equipment, and the seat belt is probably the most important.

A seat belt protects drivers and passengers in many ways:

  • It reduces risk of hitting car interior
  • It absorbs some of the kinetic energy of impact
  • It reduces risk of ejection from vehicle
  • It keeps passengers in areas designed for their safety

The final component is even more crucial in modern cars, whose specifically engineered “crumple zones” are designed to collapse in certain ways to absorb the energy of impact. Keeping passengers out of collapsing parts of the car ensures maximum protection. Seat belts are especially important in some types of accidents. In rollover accidents, for example, 88% of fatalities involve people not wearing seat belts at the time of the accident.

Seat belt use not only protects you from injury, it’s the law in Oklahoma. Since 1999, you can be pulled over and ticketed for not using your seat belt. States with this kind of law have seen a 20% reduction in fatal car accidents, and the spread of these laws is responsible for our record-low rates of car accident fatalities.

However, seat belts are not complete protection against injury, and defective seat belts provide little or no protection. If you have suffered injury in a car accident due to the negligence of another driver and/or a defective seat belt, an injury lawyer can help you get compensation for your injury.

For a free consultation on your legal rights and options, pleasecontact Self & Associates in Oklahoma City.

Car accidents have the potential to cause serious injury or death. There are many potential sources of injury, such as impacting surfaces in the car’s interior, being crushed by the crumpling car, or being thrown from the vehicle. To attempt to reduce the risk of injury, cars employ many types of safety equipment, and the seat belt is probably the most important.

A seat belt protects drivers and passengers in many ways:

Representing the victims of insurance bad faith can be a very complex area of legal practice. It demands legal knowledge along with knowledge of the insurance industry and claims practices. Experts in the field of insurance including insurance claims experts, accountants, doctors or engineers are often required to develop the information and evidence necessary to prove insurance company bad faith and the financial damages victims incur.

At Self and Associates we seek out and locate the experts necessary to best represent Oklahoma victims of insurance company bad faith and their families. With 30 years of experience in handling insurance cases, James Self has the knowledge to assist you in navigating this complex area.

If you or a family member have been the victim of insurance bad faith, James Self would like to talk with you. Please contact our Oklahoma law firm today to schedule a free case evaluation.

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Disclaimer: The content of this web site is provided by the Oklahoma personal injury lawyers of Self and Associates. It is not intended to constitute legal advice and is for general information purposes only on topics such as car accidents, workers compensation and medical malpractice. Nothing on this site establishes an attorney client relationship. Only a signed representation contract accepted by Self and Associates will establish an attorney client relationship.

Our Oklahoma personal injury law firm has locatons in Oklahoma City, Tulsa, Edmond, Midwest City, Duncan and Norman. We serve injury victims throughout the state, including the cities of Altus, Ardmore, Broken Arrow, Chickasha, Del City, El Reno, Enid, Lawton, Moore, Muskogee, Mustang, Ponca City, Shawnee, Stillwater, and Yukon.

If you need legal advice about your injury case, please contact us today to schedule a case evaluation with an experienced injury attorney.

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South Oklahoma City Personal Injury Law Location
8720 S. Pennsylvania Ave
Suite A
Oklahoma City, OK 73159
(405) 685-2111

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50 Penn Place
1900 N.W. Expressway
Oklahoma City, OK 73118
(405) 942-2022

Edmond Personal Injury Law Location
15 East 1st Street
Edmond, OK 73034
(405) 359-3303

Norman Personal Injury Law Location
3750 W. Main St
Norman, OK 73072
(405) 360-4009

Duncan Personal Injury Law Location
1621 W Elk Avenue
Elk Plaza Shopping Center
Duncan, OK 73533

Midwest City Personal Injury Law Location
Timbers Office Park
1390 S. Douglas Blvd.
Midwest City, OK 73130
(405) 732-4486

Tulsa Personal Injury Law 2 Locations
525 South Main Street
Tulsa, OK 74103
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15 West Sixth Street
Suite 2505
Tulsa, Oklahoma 74119



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