Oklahoma Insurance Disputes Lawyers
Insurance Disputes Attorneys serving Oklahoma City, Tulsa and cities throughout Oklahoma
April, 2024 Update: If you live in Oklahoma, your insurance company owes you a duty to deal with you fairly.
When your insurance company treats you badly or denies a valid claim they are acting in Bad Faith. You don't have to just take it.
If you, or a family member, have been improperly represented by your own insurance company, we can help.
Oklahoma law requires that the insurance company act in good faith toward its insured. It has the duty of good faith and fair dealing. But when an insurance company breaches that duty and acts in bad faith you have the right to take action to persuade them to act fairly.
There is a strict Oklahoma Statute of Limitations relating to any insurance dispute that limits the amount of time you have to file a legal claim.
For over 40 years, Oklahoma Insurance Disputes Lawyer James Self, at Self & Associates has successfully represented and recovered millions of dollars for our Oklahoma clients, from every corner of the state.
If you or anyone in your family has been treated unfairly or in bad faith by your insurance company, please contact the Oklahoma Insurance Disputes Law Firm, Self & Associates for a free consultation, or call us right now at the toll-free phone number below.
When you have a loss, your insurance company will try to pay you as little as possible if you let them. But is that what they promised you when they sold you the policy?
Most of us here in Oklahoma have insurance of all kinds that we rely on. We buy car insurance, home owners insurance, life insurance, health insurance or disability insurance to name a few. You buy insurance coverage to protect you and your family from harm -- but when you need it will the insurance company be there like it promised when you paid your premiums?
An insurance company can be acting in bad faith if it does any of the following to an Oklahoma resident:
- Denies the payment of valid claims
- Unreasonably delays payment
- Fails to properly investigate a claim
- Knowingly under pays a claim
- Fails to defend a claim made against its insured
Here in Oklahoma, legal claims for bad faith can only be brought against your own insurance company. These are called first party claims. Bad faith does not apply to the other parties insurance company when you have been injured or damaged by someone else. Bad faith can apply to your own uninsured / underinsured coverage when injured in a motor vehicle accident that was someone else's fault who was either uninsured or underinsured.
When an insurance company acts in bad faith the insured can sue not only for the fair amount of the claim but also for additional consequential damages that the bad faith caused its insured. Additionally if the bad faith of the insurance company was intentional or done maliciously then the insured can seek punitive damages.
SELF & ASSOCIATES
Insurance Disputes Law Library Entry for Sunday April 28, 2024
What If the Person that Caused My Car Accident Has No Auto Insurance?
It is a frustrating situation when you find yourself in the aftermath of a car accident that wasn’t your fault, only to find that the person who hit you does not have insurance. If you have full coverage like all Oklahoma City drivers should have, your insurance company should pay for your uninsured motorist claim. However, not all insurance companies are willing to offer assistance, and if your insurance company is unwilling to help, no matter what the terms of your policy, you should contact an Oklahoma City car accident attorney to learn more about your legal options.
Your Own Insurance Company Can Help
Whether your policy includes underinsured/uninsured motorists coverage or not, you should be able to collect some amount of compensation for the accident, since it was not your fault. Your insurance company should pay to have your vehicle repaired even if it means filing your own claim. An injury attorney in Oklahoma City can help you file a claim and recover the damages you deserve.
There are often overlapping insurance policies that may be able to help. You may be able to recover damages for your injuries if you were occupying a vehicle that had uninsured motorists coverage. If you were a passenger, your own insurance policy may cover your injuries, even if the driver does not have the proper insurance. Be sure to check with your insurance representative about the language of your insurance policy. Keep in mind that an uninsured motorist claim must be filed within two years of the accident for you to claim damages.
If you have been injured by an uninsured driver in Oklahoma City, please contact Self & Associates for a free initial consultation.
It is a frustrating situation when you find yourself in the aftermath of a car accident that wasn’t your fault, only to find that the person who hit you does not have insurance. If you have full coverage like all Oklahoma City drivers should have, your insurance company should pay for your uninsured motorist claim. However, not all insurance companies are willing to offer assistance, and if your insurance company is unwilling to help, no matter what the terms of your policy, you should contact an Oklahoma City car accident attorney to learn more about your legal options.
Representing the victims of insurance bad faith here in Oklahoma can be a very complex area of legal practice. It demands legal knowledge along with knowledge of the insurance industry and claims practices. Experts in the field of insurance including insurance claims experts, accountants, doctors or engineers are often required to develop the information and evidence necessary to prove insurance company bad faith and the financial damages victims incur.
At Self and Associates we seek out and locate the experts necessary to best represent Oklahoma victims of insurance company bad faith and their families. With over 40 years of experience in handling insurance cases, James Self has the knowledge to assist you in navigating this complex area.
If you or a family member have been the victim of insurance bad faith, James Self would like to talk with you. Please contact our Oklahoma law firm today to schedule a free case evaluation.
Self & Associates is interested in investigating the claims of
insurance disputes victims from cities across the state of Oklahoma, if you'd like to contact us locally about your injury, please use one of the convenient city links below.
South Oklahoma City
7701 S. Western Avenue, Suite 202
Oklahoma City, OK 73139-2310
(405) 685-2111
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North Oklahoma City
50 Penn Place
1900 N.W. Expressway
Oklahoma City, OK 73118
(405) 942-2022
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Edmond Location
200 East 10th St. Plaza
Suite 150
Edmond, Oklahoma 73034
(405) 359-3303
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Norman Location
3750 W. Main Street
Norman, OK 73072
(405) 360-4009
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Midwest City Location
Timbers Office Park
1390 S. Douglas Blvd.
Midwest City, OK 73130
(405) 732-4486
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Tulsa Location
525 South Main Street
Tulsa, OK 74103
1-800-747-SELF (7353)
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Duncan Location
815 W. Main Street
Duncan, OK 73533
1-800-747-SELF (7353)
